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No Interest, No Payments for 12 months on Select Products
No Interest, No Payments for 12 months on Select Products
Florida homeowners pay the nation’s highest property-insurance rates, and premiums keep climbing as storms grow stronger and insurers exit the market. If you feel squeezed by annual bills that top $3,000—or far more along the coast—hurricane windows may be the rare upgrade that secures your home and takes pressure off your wallet at the same time.
When a window fails, wind and rain rush inside, pressurize the structure, and often lift the roof. Impact-rated glass, laminated interlayers, and reinforced frames keep that breach from happening, so insurers see fewer catastrophic claims. Florida law encourages this investment; it requires carriers to offer premium credits for opening-protection systems that meet or exceed the current Florida Building Code. The credits are tiered, and hurricane windows qualify for some of the largest available offsets.
Discounts vary by county, carrier, house age, and the share of the premium tied to wind coverage, but published data and carrier filings show consistent ranges:
(Actual percentages come from the insurer’s rate filing; ask your agent for your policy’s wind split before you run the numbers!)
Do hurricane windows lower insurance?
Yes—carriers must file wind-mitigation credit schedules with the state, and opening protection is a core credit category.
How much do hurricane windows save on insurance?
Plan on 10 – 30 percent statewide, and up to the mid-40s along the coast if other mitigation steps (roof-to-wall straps, secondary water barrier) are already in place.
What about doors?
An unprotected patio door is considered the “weakest opening,” which can disqualify you from top-tier credits. Renuity installs hurricane-impact doors that match the performance of your new windows so you capture the largest possible discount.
Will any impact window qualify?
Only products tested and labeled for the required design-pressure zone count. Check for Large-Missile impact approval if you live in a High-Velocity Hurricane Zone (Miami-Dade or Broward).
Renuity is a trusted provider of hurricane impact windows across Florida. Every hurricane window and door is custom-sized, built in the U.S., and backed by a limited lifetime warranty that includes glass breakage. Financing plans make monthly payments manageable, and Renuity’s project consultants provide the documentation your carrier needs to apply wind-mitigation credits quickly.
Property insurance costs will keep shifting with every storm season, but you can lock in significant savings by fortifying your openings now. Impact-rated hurricane windows installed by Renuity reduce the odds of catastrophic damage, earn some of Florida’s highest wind-mitigation credits, and add comfort and value every day the sun is shining. Schedule a free in-home consultation, and find out exactly how much you could save this year—and every year after.
As a content manager at Renuity, Francheska spent nearly two years helping homeowners discover the possibilities of transforming their spaces. Renuity is a leader in home remodeling, specializing in everything from windows and doors to bathrooms and home storage solutions, and she’s proud to be part of a team that prioritizes quality, innovation, and customer satisfaction. She graduated from Florida International University with a double major in International Business and Marketing, ranked among the top programs in the nation. Her passion for home improvement runs deep—since childhood, she’s been inspired by watching HGTV and seeing the magic of remodels come to life. Now, she channels that passion into connecting readers with ideas, tips, and solutions to create homes they love.
Renuity is backed by top industry ratings and trusted by homeowners nationwide for quality, service, and reliability.
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At Renuity, our greatest pride comes from the trust homeowners place in us and the lasting results we deliver. From seamless installations to transformative home upgrades, we’re committed to making every project simple, stress-free, and built to last. Our family of regional brands includes some of the most respected names in remodeling nationwide, all united by proven expertise and a shared commitment to exceptional service. See how we’ve made a difference for families nationwide and what they have to say about their experiences with Renuity.
Very professional, pleasant, ahead of schedule . Dealing with Danny Guthrie was pleasant and answered all our questions. Their were no other surprise costs. We loved the service, the contractors wer...
All the people we have dealt with from Renuity from the sales rep, office administration & the installers, have been very good to deal with. On the first day of the installation, they found dry rot un...
This was a very pleasant experience. Lance, my salesperson, was very professional and understood my concerns and needs. Blake and Sebastian, the installers of my new shower remodel, were friendly, har...
We have used Renuity Home Improvement (formerly FHIA) five different times, and every experience has been excellent. They replaced the windows in our previous two homes, completed our parents’ two hom...
We are so pleased with our new shower ! The installing crew were friendly, professional and on time. The appearance of the modern shower is so lovely. We would recommend this company 100% if you wa...
Excellent salesman Wesley was .kind, friendly and knowledgeable...great guy. The brothers were Excellent and beyond, superb work by them and they were fast with the installation. No better place to h...
We had a roof and windows installed by this company. We had 4 companies we were interviewing. FHIA was the second one we met with. Josh came to our home to present their products and servies to us. I...
Great workmanship. Great job. The workers was very professional and explained the installation. Clean up after the job was completed. I would definitely recommend this crew to anyone interest. Thanks...
Conde was very nice and professional with his work , and they kept me informed of the job as it went forward. These are nice windows that should be trouble free for a long time. They were thorough thr...
Now that windows all installed I am pleased with the work, clean up, craftsmanship of products I am pleased. Conscientious of others property. Installed with great care of surroundings. Do recommend...
